Car insurance is one of the greatest costs of driving, in many cases outweighing the expenses of servicing, repairs, MOT and road tax combined, especially for younger drivers or others who find it difficult to get a cheap quote.
For most people, only fuel itself costs more than insuring their vehicle, and with this much money at stake it's obviously a good idea to make sure you're getting the best deal possible on your policy.
The whole subject of motor insurance can seem complex to people having to deal with it for the first time, but a with a little research and background reading you'll be in a position to make the most of the internet to drastically lower your premiums, and get a policy which gives you the cover you need at a price you can better afford.
Friday 1 January 2010
Car Insurance Information
Policies, buying online, tips and tricks and more
Here at Information you'll find information and articles on both the general topic of car insurance and areas of more specific concern such as insurance for female drivers.
Whether you're driving an inexpensive first car or a prestige model, our tips for cheaper car insurance could knock pounds of your premiums, while for those completely new to the topic we have an introduction to the basic types of car insurance available, and what kinds of things they cover.
Here at Information you'll find information and articles on both the general topic of car insurance and areas of more specific concern such as insurance for female drivers.
Whether you're driving an inexpensive first car or a prestige model, our tips for cheaper car insurance could knock pounds of your premiums, while for those completely new to the topic we have an introduction to the basic types of car insurance available, and what kinds of things they cover.
Monday 28 December 2009
Can You Afford a Career in Law?
Financial pressures are common to all students. With the National Union of Students (NUS) remarking that, on average, a degree costs students £20,000, money concerns are very real for anyone considering higher education. The introduction of compulsory payment of tuition fees in 1998 (with exceptions for low income families) added to the pressure. If you consider that students need to find their living expenses on top of their tuition fees, it is easy to see how debt is accrued. To add to these concerns, levels of debt are set to rise as top-up fees are implemented in September 2006. The NUS estimate that by 2010, student debt at graduation could be as much as £33,708. But are the financial pressures for law students any greater?
Studying law is similar in terms of cost to other mainstream degree subjects, with perhaps the only notable difference being the cost of textbooks. Legal textbooks can be more expensive, with core texts typically costing £30 to £40 each. Many are out of date even before they are printed and it’s not unusual for several editions to be brought out in the same year. Generally, second-hand bookshops at universities will not accept law books for this reason, so law students cannot even recoup expenses by selling books when they have finished with them. However, some law faculties hold second-hand book sales for law students, as some books make useful background reading. Students should look out for such sales.
The cost of being a law student can escalate significantly when individuals decide that they want to pursue a career in the law after their undergraduate studies. Students who have not obtained a qualifying law degree will need to complete a CPE/GDL (law conversion course). Anyone wishing to qualify as a solicitor or a barrister will need to complete the relevant compulsory, one-year vocational courses; the Legal Practice Course (LPC) for solicitors or the Bar Vocational Course (BVC) for barristers.
Studying law is similar in terms of cost to other mainstream degree subjects, with perhaps the only notable difference being the cost of textbooks. Legal textbooks can be more expensive, with core texts typically costing £30 to £40 each. Many are out of date even before they are printed and it’s not unusual for several editions to be brought out in the same year. Generally, second-hand bookshops at universities will not accept law books for this reason, so law students cannot even recoup expenses by selling books when they have finished with them. However, some law faculties hold second-hand book sales for law students, as some books make useful background reading. Students should look out for such sales.
The cost of being a law student can escalate significantly when individuals decide that they want to pursue a career in the law after their undergraduate studies. Students who have not obtained a qualifying law degree will need to complete a CPE/GDL (law conversion course). Anyone wishing to qualify as a solicitor or a barrister will need to complete the relevant compulsory, one-year vocational courses; the Legal Practice Course (LPC) for solicitors or the Bar Vocational Course (BVC) for barristers.
Solicitor Fact 1
In the United Kingdom and Ireland, the legal profession is split between solicitors and barristers, and a law practitioner will usually only hold one title. However, in Canada, New Zealand and some Australian states, the legal profession is now for practical purposes "fused", allowing a legal practitioner to hold the title of "barrister and solicitor" and practice in both roles simultaneously. The distinction between barristers and solicitors is however retained.
In some other countries with common law jurisdictions, a solicitor is a lawyer who traditionally offers legal services outside of the courts.
re the unification of the Supreme Court in 1873, solicitors practised in the courts of chancery, while attorneys and proctors practised in the common law and ecclesiastical courts, respectively.
In the English legal system, solicitors traditionally dealt with any legal matter apart from conducting proceedings in courts (advocacy), with some exceptions.
In some other countries with common law jurisdictions, a solicitor is a lawyer who traditionally offers legal services outside of the courts.
re the unification of the Supreme Court in 1873, solicitors practised in the courts of chancery, while attorneys and proctors practised in the common law and ecclesiastical courts, respectively.
In the English legal system, solicitors traditionally dealt with any legal matter apart from conducting proceedings in courts (advocacy), with some exceptions.
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